Banks have been lobbying heavily, expending significant amounts of money again, leaning on their Congressmen and pressuring regulators, saying that their capital standards need to be relaxed so that they can make more loans to stimulate economic growth. But that, according to the FDIC Vice-Chairman, is utter nonsense.
http://www.zerohedge.com/news/2017-08-05/only-ten-years-after-last-financial-crisis-banks-are-it-again
Realist - Everybody in America is soft, and hates conflict. The cure for this, both in politics and social life, is the same -- hardihood. Give them raw truth.