...could it be that the folks are actually renters and not homeowners and that they don't have renters insurance? That is what the situation was in New Orleans or so I heard.
Why does Houston flood so frequently?
Nationally, repeat federal flood relief payouts averaged about $3,000 per square mile. But in greater Houston, the payouts were nearly a whopping $500,000 per square mile.
http://amarillo.com/news/2017-08-27/why-does-houston-flood-so-frequently
....Houston is not a virgin when it comes to floods. This article provides some of the reasons for it. Most of them can be traced back to local government (city/county)
Liberals are like a "Slinky". Totally useless, but somehow ya can't help but smile when you see one tumble down a flight of stairs!