Yes I did. But ONLY after having a fight with Golden Rule Insurance for One (individual or family) short term health insurance.
The short term (then it was 6 months and under Trump allowed to also be a year long contract) health insurance was actually very reasonably priced but they did not cover pre-existing conditions.
WE did not have any that were problematic so it worked for us. For two years.
After I told them I would not be paying them 3 months of back premium for coverage they denied me after they screwed up on my renewal application and admitted, I joined MediShare.
They are NOT cheap and you willnot be covered for any pre=existing condition that you have had within five years.
It was only through winning a final appeal for my spine cyst removal surgery that I was able to get those costs paid that were over ten thousand dollars.
I would not recommend them to ANYBODY. It ws like they were looking for any excuse to deny a real, genuine, out of nowhere medical occurence that happened suddenly and unexpectedly and it had never in my lifetime happened before, so it was not a pre-existing condition.
They tried to make it one but a panel of other ordinary members heard my explanation and sided with me...
that was onlythingthat saved me from havingto pay out about 50,000 dollars.
So, I intensely dislike medishare....
The short term is good and can be renewed at end of every period. You just re-enroll with a new app.
It is not available everywhere but here in my part of country, it is widely used.... I had a 5,000 dollar deductibe and then an 80/20 co-pay of next 5,000 and after that it was 100 percent covered. Not bad for $400./month for both of us...
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