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Re: Oh Wise Wons, Navigate Newbie Thru Medicare Morass 

By: micro in 6TH POPE | Recommend this post (1)
Wed, 14 Jun 23 5:42 PM | 31 view(s)
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Msg. 43506 of 60008
(This msg. is a reply to 43502 by ctj1950)

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CTJ

Like you, I was very healthy most of my life with the exception of Arthritis. Rarely ever sick. Was an athlete into my mid- forties. So when the joints began wearing out, and arthritis ate up my hip and lower spine and then my heart decided it was going to act up, it was unexpected.

I am glad I got an advantage plan that has saved me hundreds of thousands of dollars in the past year alone.

I pay ZERO for that except the medicare premium that gets taken directly from our medicare checks. It is not much but has saved my bacon big time financially.

I hope you never have to find out or go thru what I have or De has. Nobody saw this coming but one day suddenly it showed up on an EKG.

Glad you guys are in excellent health. Hopefully you stay that way..

My best to you guys!

micro...




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The above is a reply to the following message:
Re: Oh Wise Wons, Navigate Newbie Thru Medicare Morass
By: ctj1950
in 6TH POPE
Wed, 14 Jun 23 4:52 PM
Msg. 43502 of 60008

We didn’t sign up when we turned 65 either. Still don’t have any insurance. We just pay as we go. So far it’s cost less than a premium would cost. We’re pretty healthy. I’ve had corneal transplants, Covid and I take blood pressure meds. My wife never gets sick, except for having Covid and catches a cold sometimes.

The corneal transplants were real expensive. The original bill was $60K or so but the doctor gave me a 25% discount for paying cash. The monoclonal Antibodies for Covid were around $650. Getting blood work once a year is costly ($500).

Blood pressure meds are a good example of how screwed up the industry is. When I had health insurance when I was working, my meds copay cost me about $45 a month. When I was self employed with no insurance I payed cash and they cost me $17 a month. When we were in Florida, Public’s grocery store gave them to me free.
We use a doctor service online. FaceTime with a doctor. Cost $75 a visit.
I don’t plan on getting insurance.


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