Do you remember the days when a down payment on a mortgage was required? At a minimum it was 10 percent and sometimes 20 percent. That meant one had to earnestly save while working to apply for a mortgage when they could purchase a house. It also was a whole lot more likely the bank or financial institution wasn't going to get stiffed
by the borrower.
Times have really changed. No BAIL for criminals. No down payments for homes and we wonder why things are the way they are..
There seems to be a lack of responsibility and commitment.
Glad I am long past those worries!
I want to get me a new mansion like Decomposed! It looks great!
| 
