Zim ~ "IRA's and 401K's are 'tax deferred' - Meaning no taxes are due from them until such time as they are cashed out - then ordinary income tax is due from them. No capital gains there."
Yes, you get tax deferral until distributions. But, once distributions start, it is worse from a "capital gains perspective" because all of those capital gains that get distributed are taxed at ordinary income tax rates - not the lower capital gains rates.
The essential American soul is hard, isolate, stoic, and a killer. It has never yet melted. ~ D.H. Lawrence
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