Msg. 21903 of 47202 (This msg. is a reply to
21893 by
Beldin)
Jump:
I really haven't studied Sharia as such . . .
But there is also a prohibition against charging interest under Sharia.
So I looked up how one would buy a house under Sharia - a no interest loan
versus the conventional interest paying mortgage I once had.
It appeared to me, that under Sharia 'they' would start with the
cost of the house then add on what the buyer would pay in interest
and that would be the total debt owed on the house.
So with my mortgage I was able to pay extra, knocking down the interest
and paying a lot less over the long run of the loan. Mr. Sharia loan
would not have that option.
I suspect that if I had missed a payment there would be more interest
for me to pay, plus the late fee penalties. I suspect that
Mr. Sharia loan might have lost his ownership papers if he missed a payment.
I'd appreciate it, if I'm wrong, if someone would
correct me.
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